Lloyds Banking Group

Programme Details:

Lloyds Bank plc €60bn Global Covered Bond Programme

                    Issuer: Lloyds Bank plc

                    LLP: Lloyds Bank Covered Bonds LLP

                    Registration date: 4 January 2010

                    Ratings: Fitch AAA/ Moody’s Aaa

                    Asset Monitor: PWC

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Bank of Scotland plc €60bn Global Covered Bond Programme

                    Issuer: Bank of Scotland plc

                    LLP: HBOS Covered Bonds LLP

                    Registration date: 11 November 2008

                    Ratings: Fitch AAA/ Moody’s Aaa/S&P AAA

                    Asset Monitor: KPMG

Investor reporting and programme documentation can be found at :

www.lloydsbankinggroup.com/investors/fixed-income-investors/covered-bonds/

Covered bond label? : Yes (Lloyds Bank Programme only)

Key Contact Details: Gavin Parker gavin.parker@lloydsbankinggroup.com